{"id":29,"date":"2022-08-05T19:22:56","date_gmt":"2022-08-05T19:22:56","guid":{"rendered":"http:\/\/postgazettefcu.0b832f1.netsolhost.com\/?page_id=29"},"modified":"2023-08-10T16:33:49","modified_gmt":"2023-08-10T16:33:49","slug":"rates","status":"publish","type":"page","link":"https:\/\/postgazettefcu.org\/?page_id=29","title":{"rendered":"Rates"},"content":{"rendered":"

Share Rates<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Share Type<\/th>Annual Percentage Rate (APR)<\/th>Annual Percentage Yield (APY)<\/th>Notes<\/th>\n<\/tr>\n<\/thead>\n
Share Account<\/td>0.03%<\/td>0.03%<\/td>Min. balances $50.00 - $5,000.00<\/td>\n<\/tr>\n
\u00a0<\/td>0.10%<\/td>0.10%<\/td>$5,001.00 - $25,000.00<\/td>\n<\/tr>\n
\u00a0<\/td>0.20%<\/td>0.20%<\/td>$25,001.00 - $40,000.00<\/td>\n<\/tr>\n
\u00a0<\/td>0.30%<\/td>0.30%<\/td>$40,001.00 and up.<\/td>\n<\/tr>\n
Christmas Clubs<\/td>0.20%<\/td>0.20%<\/td>\u00a0<\/td>\n<\/tr>\n
<\/td><\/td><\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>Effective date: 01\/01\/2025<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nWithdraw requests are limited to one per month. A second request will be granted only in a case of emergency. In the event of excessive withdraws, a review will be done to determine the nature of the withdrawals and a final notice will be given to the member, in writing or verbal, if the withdrawals are not warranted. If additional withdrawal requests continue, the member's payroll deduction into their shares will be canceled.
\n
\nNote: Same day check requests must be submitted no later than 2 hours prior to closing.
\n
\nChristmas Clubs: Interest will be calculated at time of check distribution(October 1). Early withdrawal will forfeit all interest earned.<\/span>\n\n\n\n

Loan Rates<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Loan Type<\/th>Term<\/th>Annual Percentage Rate<\/th>Notes<\/th>\n<\/tr>\n<\/thead>\n
New Vehicle
\nunder 1,000 miles
\n2023-2026<\/td>		36 Months<\/td>4.0%<\/td>$50,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>48 Months<\/td>4.0%<\/td><\/td>\n<\/tr>\n
\u00a0<\/td>60 Months<\/td>4.5%<\/td><\/td>\n<\/tr>\n
\u00a0<\/td>72 Months<\/td>4.9%<\/td><\/td>\n<\/tr>\n
<\/td><\/td><\/td>CALL US 412-263-1450
\n<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\n<\/tr>\n
DEMO
\nunder 15,000 miles
\n2023-2026<\/td>		36 Months<\/td>4.5%<\/td>$40,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>48 Months<\/td>5.0%<\/td><\/td>\n<\/tr>\n
\u00a0<\/td>60 Months<\/td>5.5%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>72 Months<\/td>6.0%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\n<\/tr>\n
Used Vehicles
\n2019-2025<\/td>		24 Months<\/td>4.5%<\/td>$25,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>36 Months<\/td>5.0%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>48 Months<\/td>5.5%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>60 Months<\/td>6.0%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\n<\/tr>\n
Used Vehicles
\n2017-2018<\/td>		24 Months<\/td>5.0%<\/td>$25,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>36 Months<\/td>5.5%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>48 Months<\/td>6.0%<\/td>\u00a0<\/td>\n<\/tr>\n
\u00a0<\/td>60 Months<\/td>6.5%<\/td>\u00a0<\/td>\n<\/tr>\n
<\/td>*****************<\/td>***************<\/td>****************<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\n<\/tr>\n
<\/td><\/td><\/td><\/td>\n<\/tr>\n
LOAN SPECIAL
\nMonthly payments<\/td>		12 Months
\n24 Months<\/td>		7.0%
\n7.0%<\/td>		$1,000- monthly pay
\n$2,500- monthly pay <\/td>\n<\/tr>\n
<\/td><\/td><\/td><\/td>\n<\/tr>\n
Fully Covered Shares<\/td>12-24 Months<\/td>4.0%<\/td>Using Members Shares<\/td>\n<\/tr>\n
Fully Covered Shares<\/td>36 Months<\/td>4.0%<\/td>Using Members Shares<\/td>\n<\/tr>\n
Fully Covered Shares<\/td>48 Months<\/td>5.0%<\/td>Using Member Shares<\/td>\n<\/tr>\n
Fully Covered Shares<\/td>60 Months<\/td>5.0%<\/td>Using Member Shares<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\n<\/tr>\n
Signature Loan<\/td>12 Months<\/td>11.00% <\/td>$5,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>24 Months<\/td>12.00%<\/td>$5,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>36 Months<\/td>13.00%<\/td>\u00a0$5,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>48 Months<\/td>14.00%<\/td>\u00a0$5,000 maximum<\/td>\n<\/tr>\n
<\/td><\/td><\/td><\/td>\n<\/tr>\n
Co-Signer Loans &
\nSpouse cannot Co-Sign<\/td>		12 Months<\/td>11.00% <\/td>$15,000 maximum<\/td>\n<\/tr>\n
Co-Signer Loans &
\nSpouse cannot Co-Sign<\/td>		24 Months<\/td>12.00%<\/td>$15,000 maximum<\/td>\n<\/tr>\n
Co-Signer Loans &
\nSpouse cannto Co-Sign<\/td>		36 Months<\/td>13.00%<\/td>$15,000 maximum<\/td>\n<\/tr>\n
Co-Signer Loans &
\nSpouse cannot Co-Sign<\/td>		48 Months<\/td>14.00%<\/td>$15,000 maximum<\/td>\n<\/tr>\n
Co-Signer Loans &
\nSpouse cannot Co-Sign<\/td>		60 Months<\/td>14.00%<\/td>$15,000 maximum<\/td>\n<\/tr>\n
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>Effective Date: 01\/01\/2025
\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nVisa Credit Card current rate: 12.99%<\/span>
\n
\nAll loan requests are subject to review and approval of the Credit Committee.
\nAll rates are subject to change. <\/span>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-29","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=\/wp\/v2\/pages\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29"}],"version-history":[{"count":2,"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=\/wp\/v2\/pages\/29\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=\/wp\/v2\/pages\/29\/revisions\/75"}],"wp:attachment":[{"href":"https:\/\/postgazettefcu.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}