Rates

Share Rates

Share Type	Annual Percentage Rate (APR)	Annual Percentage Yield (APY)	Notes
Share Account	0.03%	0.03%	Min. balances $50.00 - $5,000.00
	0.10%	0.10%	$5,001.00 - $25,000.00
	0.20%	0.20%	$25,001.00 - $40,000.00
	0.30%	0.30%	$40,001.00 and up.
Christmas Clubs	0.20%	0.20%
			Effective date: 01/01/2025

Withdraw requests are limited to one per month. A second request will be granted only in a case of emergency. In the event of excessive withdraws, a review will be done to determine the nature of the withdrawals and a final notice will be given to the member, in writing or verbal, if the withdrawals are not warranted. If additional withdrawal requests continue, the member's payroll deduction into their shares will be canceled.

Note: Same day check requests must be submitted no later than 2 hours prior to closing.

Christmas Clubs: Interest will be calculated at time of check distribution(October 1). Early withdrawal will forfeit all interest earned.

Loan Rates

Loan Type	Term	Annual Percentage Rate	Notes
New Vehicle under 1,000 miles 2023-2026	36 Months	4.0%	$50,000 maximum
	48 Months	4.0%
	60 Months	4.5%
	72 Months	4.9%
			CALL US 412-263-1450
DEMO under 15,000 miles 2023-2026	36 Months	4.5%	$40,000 maximum
	48 Months	5.0%
	60 Months	5.5%
	72 Months	6.0%
Used Vehicles 2019-2025	24 Months	4.5%	$25,000 maximum
	36 Months	5.0%
	48 Months	5.5%
	60 Months	6.0%
Used Vehicles 2017-2018	24 Months	5.0%	$25,000 maximum
	36 Months	5.5%
	48 Months	6.0%
	60 Months	6.5%
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LOAN SPECIAL Monthly payments	12 Months 24 Months	7.0% 7.0%	$1,000- monthly pay $2,500- monthly pay
Fully Covered Shares	12-24 Months	4.0%	Using Members Shares
Fully Covered Shares	36 Months	4.0%	Using Members Shares
Fully Covered Shares	48 Months	5.0%	Using Member Shares
Fully Covered Shares	60 Months	5.0%	Using Member Shares
Signature Loan	12 Months	11.00%	$5,000 maximum
	24 Months	12.00%	$5,000 maximum
	36 Months	13.00%	$5,000 maximum
	48 Months	14.00%	$5,000 maximum
Co-Signer Loans & Spouse cannot Co-Sign	12 Months	11.00%	$15,000 maximum
Co-Signer Loans & Spouse cannot Co-Sign	24 Months	12.00%	$15,000 maximum
Co-Signer Loans & Spouse cannto Co-Sign	36 Months	13.00%	$15,000 maximum
Co-Signer Loans & Spouse cannot Co-Sign	48 Months	14.00%	$15,000 maximum
Co-Signer Loans & Spouse cannot Co-Sign	60 Months	14.00%	$15,000 maximum
			Effective Date: 01/01/2025

Visa Credit Card current rate: 12.99%

All loan requests are subject to review and approval of the Credit Committee.
All rates are subject to change.